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Low Wealth & Mortality Among Older Adults

JAMA Intern Med; ePub 2017 Oct 23; Makaroun, et al

Low wealth is associated with death and disability among older adults in both the US and England, a new study suggests. 12,173 participants enrolled in the US Health and Retirement Study (HRS) and 7,599 enrolled in English Longitudinal Study of Aging (ELSA) were stratified by age (54-64 years vs 66-76 years) and followed until 2012 for mortality and disability. 6,233 US respondents and 4,325 English respondents aged 54 to 64 years (younger cohort) and 5,940 US respondents and 3,274 English respondents aged 66 to 76 years (older cohort) were analyzed for the mortality outcomes. Researchers found:

  • As wealth decreased, risk of death and disability increased.
  • In the US, participants aged 54 to 64 years in the lowest wealth quintile (Q1)(≤$39,000) had a 17% mortality risk and 48% disability risk over 10 years, compared to a 5% mortality risk and 15% disability risk (mortality HR, 3.3; disability subhazard ratio, 4.0) in the highest wealth quintile (Q5)(>$560,000).
  • Similar risk gradients were observed in participants from England.
  • In participants aged 66 to 76, the absolute risk gradients across wealth quintiles were similar.

Citation:

Makaroun LK, Brown RT, Diaz-Ramirez LG, et al. Wealth-associated disparities in death and disability in the United States and England. [Published online ahead of print October 23, 2017]. JAMA Intern Med. doi:10.1001/jamainternmed.2017.3903.

Commentary:

Over the last 50 years, as life expectancy has increased, so has the disparity of life expectancy between the rich and the poor.1,2 This study looked at 2 new aspects of this problem. First, it examined the relationship between wealth and mortality, not just income and mortality. In so doing it could show the relationship between financial well-being over time, not just current income, and could thereby give a firmer perspective on that relationship among retired people, who may have little income but a great deal of wealth. In addition, it looked at that relationship before and after age 65, a time when most people are eligible for Medicare, and so have access to government-sponsored health insurance. The results show that there is a large disparity between those who have accumulated wealth and those who have not, and since that disparity exists similarly before and after age 65, it is not simply related to access to health insurance. In this era of political debate, what is clear is that a large disparity in health exists and needs to be addressed. —Neil Skolnik, MD

  1. McMichael AJ, McKee M, Shkolnikov V, Valkonen T. Mortality trends and setbacks: global convergence or divergence? Lancet. 2004;363(9415):1155-1159. doi:10.1016/S0140-6736(04)15902-3.
  2. Pappas G, Queen S, Hadden W, Fisher G. The increasing disparity in mortality between socioeconomic groups in the United States, 1960 and 1986. N Engl J Med. 1993;329(2):103-109. doi:10.1056/NEJM199307083290207.