Getting more information
The approach above is a general overview of student loan concepts for gastroenterologists. However, there are countless nuances and tactics that are beyond the scope of this introductory article. I encourage everyone to get additional information and advice when making your own loan management plan. There are many helpful online resources, podcasts, and books discussing the topic. Several companies provide detailed consultation on managing student loans. Such services may cost a few hundred dollars but could potentially save tens of thousands of dollars on student loan costs.
Dr. Jain is assistant professor of medicine, division of gastroenterology & hepatology, department of medicine, University of North Carolina School of Medicine, Chapel Hill. Dr. Jain has no conflicts of interest and no funding source.
References
1. https://nces.ed.gov/programs/digest/d18/tables/dt18_332.45.asp
2. https://www.credible.com/blog/statistics/average-medical-school-debt/
3. https://studentaid.gov/understand-aid/types/loans/interest-rates
4. https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service
6. https://www.cbo.gov/budget-options/2018/54721
7. https://static.studentloans.gov/images/ApplicationAndPromissoryNote.pdf
8. https://www.biglawinvestor.com/pslf-promissory-note/
9. https://bostonstudentloanlawyer.com/scary-stats-for-public-service-loan-forgiveness/
11. https://studentaid.gov/data-center/student/loan-forgiveness/pslf-data
12. https://www.nytimes.com/2019/04/12/your-money/public-service-loan-forgiveness.html
13. https://studentaid.gov/manage-loans/repayment/plans/income-driven
